Our Financial Planning Process
In order to make plans for tomorrow, you have to know where you stand today. That’s why we Plan First, Then Invest.
Our financial planning provides more than just a road map that tells you how to get from where you are today to where you want to be tomorrow. And developing your individual plan isn’t just a one-time event. It’s an ongoing process where we help you discover, define and refine your goals and dreams.
Our comprehensive planning process organizes your financial life and divides your assets into two categories: short term and long term. By making sure your short-term liquidity and income needs are met, we can then make investment decisions that support your long-term goals.
Life Changes. Your Plan Should, Too.
An important part of putting your plan into action is making sure that it’s always up to date. So we’ll meet with you regularly to review your plan. We want to ensure that it reflects changes in your life and takes advantage of new opportunities, such as changes in tax codes or other laws.
Your life changes. Your plan should keep pace. And keep you moving toward your goals.
Whenever you open a new chapter in your life, your plan needs to be updated. Common reasons for updating plans include:
- Marriage, divorce or death of a spouse
- Birth of a child
- Sending a child to college
- Buying a house
- Selling your business
Whatever your goals may be, you’ll want to know that you’re on the path to achieving them. During our review sessions, we’ll measure your progress toward your goals. If you’re on track, we’ll advise you to keep up the good work. If not, we’ll make recommendations and update your plan accordingly.